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Community Based Health Insurance Schemes And Social Work Implications For Health Insurance Practices For The Poor

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Abstract (2. Language): 
The unexpected and lump sum expenditures on health care are a cause of impoverishment and constant sense of insecurity to the poor. The Right to Health necessitates the availability of health care for all. The Community Based Health Insurance Schemes (CBHIs) are an innovative exercise towards participative contributory health insurance mechanisms designed to meet local needs. This paper explores the significance of CBHIs and understands the factors associated with the viability and sustainability of such organisations. The paper points out the role of social work interventions in the success of such micro health schemes to provide for the ultimate goal of health protection for all. The paper thus brings to the forefront the much needed collaboration between specialised interdisciplinary interventions in relevant aspects of policy implementation including the discipline of social work.
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