You are here

TÜRKİYE İLE KIRGIZİSTAN’DA BULUNAN BANKALARIN MALİ YAPILARININ KARŞILAŞTIRILMASI

A COMPARATIVE STUDY OF THE FINANCIAL STRUCTURES OF BANKS IN TURKEY AND KYRGYZSTAN

Journal Name:

Publication Year:

Keywords (Original Language):

Abstract (2. Language): 
The present study aims to compare the financial structures of the banks operating in the banking sectors of Turkey and Kyrgyzstan in the period between 2007 and 2014. Financial data of the banks of Turkey and Kyrgyzstan were used to create a sample. 10 financial ratios were used in 5 categories in order to compare the structures of the banks. The mentioned categories are related to balance sheet structure, asset quality, capital adequacy, income and expense structure, and profitability. T-test was utilized in empirical analyses. The results of the analysis suggest that Kyrgyz banks have higher capital adequacy compared to the banks in Turkey. Banks in Turkey, on the other hand, had higher levels of non-interest incomes, asset quality, return on assets and return on equity compared to the banks in Kyrgyzstan.
Abstract (Original Language): 
Bu çalışmada 2007-2014 yılları arasında Türkiye ve Kırgızistan’da Bankacılık Sektöründe faaliyette bulunan mevduat bankaların mali yapılarının karşılaştırılması amaçlanmıştır. Türkiye Kırgızistan’da bulunan bankaların finansal verileri kullanılarak bir örneklem oluşturulmuştur. Araştırmada bankaların mali yapılarını karşılaştırmak için 10 finansal oran 5 kategoriye ayrılarak kullanılmıştır. Söz konusu kategoriler; bilanço yapısı, aktif kalitesi, sermaye yeterliliği, gelir gider yapısı ve karlılık ile ilgili oranlardır. Ampirik analizlerde t-testinden yararlanılmıştır. Yapılan analiz sonucunda Kırgızistan’da bulunan bankaların sermaye yeterliliği Türkiye’de bulunan bankalardan daha yüksek olduğu belirlenmiştir. Buna karşın Türkiye’de bulunan bankaların faiz dışı gelirleri, aktif kalitesi, varlık karlılığı ve öz sermaye karlılığı Kırgızistan’da bulunan bankalardan daha yüksek olduğu tespit edilmiştir.

JEL Codes:

REFERENCES

References: 

Alam, H. M., Raza A., & Akram M. (2011). A Financial Performance Comparison of Public Vs Private Banks: The Case of Commercial Banking Sector of Pakistan. International Journal of Business and Social Science, 2(11), 56-64.
Ansari, S., & Rehman, A. (2010). Financial Performance of Islamic and Conventional Banks in Pakistan: A Comparative Study. 8th International Conference on Islamic Economics and Finance, Retrieved May 10, 2015 (de indirildi) from the World Wide Web: http://conference.qfis.edu.qa/app/media/287
BRSA (2014). Banking Regulation and Supervision Agency. Retrieved April 10, 2015 (de indirildi) from the World Wide Web: https://www.bddk.org.tr/WebSitesi/turkce/Raporlar/TBSGG/13810tbs_temel_g...
Chantapong, S. (2003). Comparative Study of Domestic and Foreign Bank Performance in Thailand: The Regression Analysis. Retrieved December 12, 2015 (de indirildi) from the World Wide Web: http://ideas.repec.org/a/kap/ecopln/v38y2005i1p63-83.html
Ertuğrul, İ., & Karakaşoğlu N. (2011). Banka Şube Performanslarının Vikor Yöntemi İle Değerlendirilmesi. Endüstri Mühendisliği Dergisi, YA/EM 2008 Özel Sayısı Cilt: 20 Sayı: 1, 19-28.
Hanif, M., Tariq, M., Tahir, A., & Momeneen, W. (2012). Comparative Performance Study of Conventional and Islamic Banking in Pakistan. International Research Journal of Finance and Economics, ISSN 1450-2887 Issue 83,.62-72.
Javaid, S., Anwar J., Zaman K., & Gafoor A. (2011). Determinants of Bank Profitability in Pakistan: Internal Factor Analysis. Mediterranean Journal Of Socıal Scıences, 2(1), 59-78.
Jha, S., & Hui, X. (2012). A comparison of financial performance of commercial banks: A case study of Nepal. African Journal of Business Management, 6(25), 7601-7611.
Loghod, H.A. (2010). Do Islamic Banks Perform Better than Conventional Banks? Evidence from Gulf Cooperation Council countries. Working Paper Series, Retrieved September 1, 2014 (de indirildi) from the World Wide Web: http://www.arab-api.org/jodep/products/delivery/wps1011.pdf
Matthew, N.G., & Esther, L. A. (2012). Financial Performance Comparison of Foreign VS Local Banks in Ghana. International Journal of Business and Social Science. 3(21), 82-87.
NBKR (2015). National Bank of the Kyrgyz Republic, Retrieved April 10, 2015 (de indirildi) from the World Wide Web: http://www.nbkr.kg/DOC/12062015/000000000035915.pdf
Mesut Doğan, Feyyaz Yıldız
Ryu-K. P., & Piao, S. Z. & Doowoo, N. (2012). A Comparative Study between the Islamic and Conventional Banking Systems and Its Implications. Scholarly Journal of Business Administration, 2(5), 48-54.
Samad, A. (2004). Performance of Interest-free Islamic banks vis-à-vis Interest-based Conventional Banks of Bahrain. IIUM Journal of Economics and Management, 12(2), 1-15.
San, O. T., Theng L. L., & Heng, T. B. (2011). A Comparison on Efficency of Domestic and Foreign Banks in Malaysia: A DEA Approach. Business Management Dynamics, 1(4), 33-49.
Siraj, K.K., & Pillai, P. Sudarsanan (2012). Comparative Study on Performance of Islamic Banks and Conventional Banks in GCC Region. Journal of Applied Finance & Banking, 2(3), 123-161.
Viverita, V. (2011). Performance Analysis of Indonesian Islamic and Conventional Banks. hhtp://ssrn.com/abstract=1868938, 08.09.2014.
Yamaltdinova, A., & Eleren A. (2013). Kırgızistan’daki Bankaların Finansal Performansının Topsis Çok Kriterli Karar Verme Yöntemi ile Belirlenmesi. İstanbul Uluslararası Finans Kongresi’nde sunulan bildiri, 30-31 Mayıs.

Thank you for copying data from http://www.arastirmax.com