Türkiye’de Yaşanan Kasım 2000 ve Şubat 2001 Krizlerinin Bankacılık Sektörü Üzerindeki Etkisinin Değerlendirmesi

Among the economical imbalances which push countries toward economical crises, macro economic reasons such as foreign trade balance deficit, macro economic current account deficit, high inflation, exchange rate policies, excessive revaluation of the national currency can be considered. In addition, underdevelopment of the banking sector and negative impact of foreign capital investments, especially portfolio and short term investments as a result of capital insufficiency can also taken into account. Globalization and financial liberalization have been spread over the world after 1980 and there has been a significant fluctuation on capital movement. In recent years, reel crises caused by macroeconomic imbalances and fiscal imbalances under the impact of financial integration process have been taking place both in our country and the world. Turkey’s existing economic problems has deepen because of these financial crises. After the stabilization programmed of January 24, 1980 Turkish banking sector come into a rapid change process. In Turkey, especially weak banking sector has significantly damaged with November 2000 and February 2001 financial crisis. In the study, it is founded that there is a strong correlation between banking sector and November 2000 and February 2001 crisis. Also it is exposed that what have been the reasons and prior indications of the November 2000 and February 2001 crises experienced in Turkey and the precautions taken so as to eradicate those. It is tried to explain what the countries should do in order not to live a banking crises and to have a strong economy.