ANALYSIS OF FINANCIAL LITERACY AND FINANCIAL AWARENESS IN TURKEY
Journal Name:
- Muhasebe ve Vergi Uygulamaları Dergisi
Keywords (Original Language):
Author Name | University of Author | Faculty of Author |
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Abstract (2. Language):
Diversity and complexity of products in financial markets keep growing. On the other hand, amount of personal information in financial issues does not equally grow. Therefore, concepts such as financial awareness, financial literacy, and financial education, became more important now.
Purpose of this research is to analyze the relationship between financial awareness and financial literacy of employees. Our study was carried out on a total of 324 randomly chosen participants, all working in Kahraman-maraj. The present article is based on reporting and analysis of the studied data. Our analysis shows that there is a positive correlation between financial awareness and financial literacy. We discovered that as financial awareness of employees increases, so does financial literacy of them. We also concluded that financial education has an important role in increasing financial awareness and financial literacy of individual employees. Therefore, a rise in financial education would be beneficial for financial awareness of individual employees.
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Abstract (Original Language):
Finansal piyasalarda urun ce§itliligi ve karmajikligi giderek artmaktadir. Buna karjin bireylerin finansal konulardaki bilgisi ayni sekilde artmamak-tadir. Bu dogrultuda, finansal farkindalik, finansal okuryazarlik, finansal egitim gibi kavramlar daha onemli hale gelmijtir.
Bu calijmanin amaci calijanlarin finansal farkindalik ile finansal okuryazarlik durumlari arasindaki ilijkiyi incelemektir. Arajtirma tesadufi ornek-leme yoluyla Kahramanmaraj'ta calijan bireyler temel alinarak, 324 kiji uzerinde uygulanmijtir. Elde edilen verilerin raporlanmasi ve analizi bu calijmanin temelini olujturmaktadir. Yapilan analizler sonucunda finansal farkindalik ile finansal okuryazarlik arasinda pozitif yonde ilijki oldugu belirlenmijtir. Calijanlarin finansal farkindaliklari arttikca finansal okurya-zarliklarinin da arttigi yonunde bulgular elde edilmijtir. Bu yuzden calijan bireylerin finansal farkindalik ve okuryazarlik seviyelerinin arttirilmasi icin finansal egitimin onemli bir yeri vardir. Finansal egitimin artmasi calijan bireylere faydali olacaktir.
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